MULTI-FAMILY LOANS Small Balance and Multi-family Loans GET STARTED TODAY

Small Balance and Multi-family Loans

Find multi-family loans of all sizes with KRAM Capital. From small balance loans to larger multi-family financing, we connect you with flexible options while simplifying the application process.

Types of Multi-family Loans for Real Estate Investors

Small Balance Loans

Have you been denied by your bank but can prove liquidity? KRAM Capital connects you with small balance loans to finance Multifamily residential properties. We’ll walk you through the process, whether you want to purchase a property or reposition or refinance an existing loan. 

Small balance loans work well in many scenarios, including borrowers who want to:

  • Refinance out of a higher rate, shorter term bridge financing
  • Reposition an existing or new property
  • Have upcoming maturing loans
  • Want to cash out equity from an existing commercial property for working capital or other business purposes

Borrow as little as $500,000 with flexible terms structured for your needs.


Multi-family Loans

A multi-family loan can help you finance a range of property types, like apartments, student housing or senior housing. You may be an experienced investor adding to your portfolio or a single-family landlord diving into multi-family units for the first time. KRAM Capital has lender partnerships to find the best situation possible to fit your needs (Fannie Mae and Freddie Mac).


Avoid red tape from the big bank down the street. Choose KRAM Capital and get exceptional service paired with fast closings for your multi-family loan.

Types Of Property We Finance







Special Purpose

Manufactured Housing

Get started with a loan today. KRAM Capital helps you navigate the ins and outs of the application process for any of our available loan programs.