Small Balance and Multi-family Loans
Find multi-family loans of all sizes with KRAM Capital. From small balance loans to larger multi-family financing, we connect you with flexible options while simplifying the application process.

Types of Multi-family Loans for Real Estate Investors
Small Balance Loans
Have you been denied by your bank but can prove liquidity? KRAM Capital connects you with small balance loans to finance Multifamily residential properties. We’ll walk you through the process, whether you want to purchase a property or reposition or refinance an existing loan.
Small balance loans work well in many scenarios, including borrowers who want to:
- Refinance out of a higher rate, shorter term bridge financing
- Reposition an existing or new property
- Have upcoming maturing loans
- Want to cash out equity from an existing commercial property for working capital or other business purposes
Borrow as little as $500,000 with flexible terms structured for your needs.
Multi-family Loans
A multi-family loan can help you finance a range of property types, like apartments, student housing or senior housing. You may be an experienced investor adding to your portfolio or a single-family landlord diving into multi-family units for the first time. KRAM Capital has lender partnerships to find the best situation possible to fit your needs (Fannie Mae and Freddie Mac).
Types Of Property We Finance