$200,000 to $3.5 Million

Your path to Real Estate Investment Success Start Here!

Are you prepared to explore the wonderful of DSCR-Business Purpose loans? The DSCR loan allows real estate investor to acquire, refinance or cashout a residential rental property without verifying personal income. Yes, this loan program is your gateway into real estate investing. Explore our Residential Real Estate Investment Loan options today and take the next step toward building your investment portfolio.

Rental Properties We Finance

Single Family Residences




2 Unit - Duplex

3 Unit - Triplex

4 Unit - Quadplex

Flexible Loan Programs

Debt Service Coverage Rate (DSCR) Loan:

Qualify to finance business purpose properties without using personal income.

Line of Credit:

Allow seasoned investor to leverage their liquidity and experience to access more capital.

12-Month Bank Statement Loan:

Perfect for entrepreneur whose business has strong cash flow. Great strategy for property that cannot meet minimum DSCR.

Blanket Loans:

Finance multiple properties under one mortgage.

Bridge Loan:

When time is of essence and you need to close quickly.

Foreign National:

International are eligible for financing when buying properties in the U.S.


No Personal Income Needed

Qualifying is easy, use the property’s income to calculate the DSCR.

Close in company name:

Protect your assets by financing in the business name.

Vacancy Flexibility

On purchase transactions, your property can be vacant, allowing you to make your move smoothly. For refinancing, if your property was newly constructed or fully rehabbed within the past 60 days, vacancy is permitted.

Fast and Efficient Process

When time is of the essence, our streamlined loan process ensures you can act quickly on opportunities.

Foreign Nationals Welcome

Foreign Nationals are eligible borrowers under the DSCR loan program.

Are you ready to scale your real estate investment business? Get in touch with us now!


A DSCR (Debt Service Coverage Ratio) loan does not take your personal income into account when establishing your eligibility for financing, in contrast to most traditional loans. Rather, the major factor in the approval process is the income generated by the property, either real or potential.

Yes, Rate & Term Refinance and Cash-out Refinance are available through DSCR (Debt Service Coverage Ratio) loan programs, giving borrowers options based on their financial goals and real estate investment strategies.

Real estate financed by a business purpose loan or a debt service coverage ratio (DSCR) loan is not meant for residential use, but rather for investment. Usually, these loans are utilized to finance properties that bring in money, such rental properties.

In most cases, you can close a debt service coverage ratio (DSCR) loan in a corporation, partnership, limited liability company (LLC), or other type of legal structure. When obtaining a DSCR loan, many lenders permit borrowers to designate entities as the borrowing entity, particularly in cases where the loan is intended primarily for commercial or investment properties.

Are you ready to scale your real estate investment business?
Get in touch with us now!