From $500K to $3 Million

Small Balance Loan Criteria

Not every commercial investor qualifies for a Bank or Agency capital, and that’s okay. KRAM Capital can help you find the small balance loan that’s right for you. We’ll work with you to secure the amount you need at terms you agree with. Our team will be with you through the entire process to make sure you’re satisfied. Fill out an application now to get started!

Loan Amount:

  • $500,000 – $3,000,000

Loan Purpose:

  • Purchase 
  • Cash-out Refinance
  • Rate & Term Refinance

Loan Terms:

  •  5 Year ARM, 10 Year ARM and 30 Year Fixed
  • 25 & 30 Year Amortization

Lending Market:

  • Nationwide lending

Occupancy Requirement:

  • 75% Minimum occupancy over 90 days

Loan – to – Value

  • Up to 80%

Types Of Property We Finance







Special Purpose

Manufactured Housing

What People Say ?

Thank you for doing such a great job with our loan. You all made the process seamless and that is always appreciated, no matter how complex the process.

Sara Willams

Why Choose Us?

KRAM Capital has helped me achieve my growth and financial goals. I’ve used other lenders for both SBA and Conventional loans in the past and there is no comparison as to how smooth and efficient this process was.

David H.

Thank you so much!

For any Restaurateur who needs help obtaining the necessary financing for their business, I would truly recommend KRAM Capital.

Walter Parks

Find Us

Call Us
Office: (470) 447-2077
Fax: (470) 447-2078
3379 Peachtree Road, Suite 555
Atlanta, GA 30326
Monday-Friday: 9am to 5pm
Saturday, Sunday — closed

Ready to take advantage of your
next opportunity with a Small Balance Loan?