KRAM Capital 12 Month Business Bank Statement Loan Program
Welcome to Kram Capital Group, your go-to source for custom loan solutions for real estate investors like you. Our Business Bank Statement Program is a game changer. Instead of the usual DSCR, Lease Income or Tax Return approach to documenting income for the borrower to qualify, the Business Statement Simplifies the qualification process. This out-of-the box solution makes qualifying a breeze. The Business Bank Statement program is perfect for self-employed real estate investors who sometimes struggle to show income for loan approval. You can use just one business bank statement or several.
Why go with the Business Bank Statement program?
Whenever it is a challenge to meet the DSCR minimum requirement, the business bank statement can potentially be a game changer.
Key Benefits of Business Bank Statement Program
We schedule a meeting to discuss your financing needs and access your investment objectives.
In addition to submitting 12 months business bank statements, you will also complete a mortgage loan application and provide other supporting documents.
Kram Capital strive to provide competitive and flexible loan terms that is on par with the market place and the unique nature of your loan request.
Typically loans fund within 30 days of a full loan submission.
What is Max Leverage (LTV):
90% – Purchase
85% – Rate & Term Refinance
80% – Cash-out Refinance